The latest graduates believe that it is more “incitement to anxiety” to negotiate their salary with an employer than to share with a partner, according to new research.
A study of 2,000 higher education graduates (from 2024 and 2025) gave reactions to several scenarios, asking which option would be the most stressful.
The results found that 54% believe that negotiating their salary with a potential employer is worse than sharing with a partner.
And graduates surveyed were divided into which crown tasks are more confusing: submitting their taxes or building IKEA furniture. Fifty -two percent said they presented their taxes, but a strong 39% said IKEA furniture was more complicated.
In fact, only 35%have created a budget and stuck in it, while less ever written a check (26%) or balanced a control book (22%).
Performed by Talker Research on behalf of the Chime banking app, a closed survey after graduation for response, stressing how graduates are preparing in the real world.
The survey revealed that 71% of the answers passed the grade phase worried about their next step.
This is likely to be the second to the uncertainty that many graduates had for their future, as the survey found that less than half (42%) felt “very safe” for their after graduation plans.
For those who have been out of school for a year, the survey revealed that 66% of their “next road map” went according to plan.
But even if it happened, 71% of 2024 graduates said the year after graduation was better than expected.
However, 2025 graduates believe that they are more mentally prepared than financially prepared to leave the college after (82% 63%).
Interesting, more male graduates 2024 felt “very much prepared” financially than female graduates (39% VS 27%).
When choosing their high school institution, 49% of all answers said the cost had a “huge impact” in their decision.
And 76% of respondents agreed that their high education track would have been different if it were not expensive.
“There is a lot of pressure to have a clear graduation, but that’s not always realistic. Things change, and that’s normal,” said Ju Izuel, Vice President of the Chime Scholars Foundation. “By means of easy use that support them, the ranks can feel financially secure if they are following a certain path or by understanding things together together together together together together together together together together together together together together together together together together together together.”
The survey also came to the advantages of respondents after graduation. Nr. 1 on the list was applying and getting a job in their sector (47%), followed by saving as much money as possible (36%).
Not everyone was safe in getting a job in their field, though 29% said their advantage was only applying and getting any kind of job that would pay the bills.
Those who graduated in four years of college (43%) or a master’s (40%) program felt better prepared to budget after graduation than those who graduated from a two -year college (34%) or trading school (30%).
Men are also more likely than women to feel prepared to budget (58% VS 48%) or even invest their money (35% VS 21%).
“The best thing that can do the degrees to read financially is to start with the basics. Appreciate what is coming, what is coming out and where you can save,” Iszuel added. “Even small steps, such as placing direct deposit or savings automation, can affect your financial progress.”
The highest concerns of graduates
Taking a job in the sector/field – 44%
Paying my student debt – 35%
Paying my bills every month – 33%
Finding an affordable place to live – 24%
Making new friends – 11%
Being away from friends/my family – 9%
Survey Methodology:
Talker Research surveyed 2,000 latest higher education graduates, 2024 and 2025 (4-year, 2-year, technology, trade, beauty school, etc.); The survey was ordered by Chime and was administered and carried out online by Talker Research between April 23-29, 2025.
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