A surprise personality feature means you are better in saving money

They see the portfolio half full.

The power of positivity may seem like Hocus Pocus, but having an optimistic perspective could literally benefit in one’s banking account, according to a sunny study published in the Personality and Social Psychology newspaper.

With the research conducted by scientists at the University of Colorado Boulder and the University of New Hampshire, positive people savings on average 16.9% more than their most pessimistic counterparts, the American Psychological Association said.

These results do not distribute popular misunderstandings that optimistic people save less because they assume that everything will work financially.

“We often think of optimism like rose -colored glasses that can make people save less for the future,” said the main author of the study, Joe Gladstone, Ph.D., from the University of Colorado Boulder, in one state.

“But our research suggests that optimism can actually be an important psychological source that helps people save, especially when facing economic difficulties.”

To bring out the impact of a positive attitude on one’s bank account, the research analyzed data from eight population surveys involving the US, United Kingdom and 14 European countries. The pool included 140,000 total participants ran from young adults to retirees.

Those importantly appreciated their level of optimism based on how they respond to statements such as “I am always optimistic about my future” and “in general, I expect more things that happen to me than bad.”

The response was also required to report income, savings and even their total.

Researchers found that, on average, those with sunny distances escaped more than their less positive brothers than a considerable factor.

For example, if someone saved $ 62.410, their optimistic stay was associated with an additional $ 10,547 saved compared to their negative Nancy counterparts.

Best of all, this rule was kept true in different countries, ages, genders, employment statistics and other factors – suggesting a strong link between a positive perspective and stay in the sea financially.

Farmery, researchers found that the financial effect of “optimism was similar to what previous research found for awareness, a personality trait that is widely known for its positive impact on financial results,” Gladstone said.

“Optimism also seems to exert a slightly strong impact on the behavior of savings than writing -financial lecture and risk tolerance.”

The benefit of cabbage saving positivity was more pronounced among lower income brackets. Gladstone attributed this phenomenon to the fact that higher income individuals have more ways to save, including death payments, pension contributions and, in particular, the highest income that makes it easier not to remove the dough.

Of course, there were some remarks in this so -called theory that people could turn a state of money into cash.

“For someone who lives the salary to control, saving can feel useless,” Gladstone noted. “But an optimistic perspective can ensure motivation to set aside money despite current challenges.”

He added, “a mentality of hope for the future, paired with the ability to manage money wisely, can be essential to help more people build financial security.”