8 in 10 Americans that change spending habits on fear of recession: survey

The current economy is changing how Americans manage their money, according to new research.

A recent study of the 2,000 general US population found that eight to 10 (77%) have changed the way they manage their finances as a result of continuous economic conditions.

With the majority (86%) feeling that the economy remains unsafe and six in 10 (58%) believing that a recession is inevitable people are doubled in predictability, stability and long -term control when it comes to their expenses.

Ordered by the assertion and carried out by Talker Research, the results found that half (50%) wish to keep cash for unexpected expenses or financial uncertainty, two in five (41%) want to manage their fixed, predictable salary budget by thinking more than ever more than ever about their finances.

This is surprising, give the average respondent predict that today’s financial insecurity will last another 10 months.

In response to these challenges, two in five (39%) are priorities in strategies such as avoiding credit card interest or fees. Americans are also taking active steps to strengthen their financial knowledge.

More than one in four (28%) are improving their financial literacy, nearly one in four (23%) are exploring how to make different pay opportunities to work for them and about one in five (19%) are seeking more value from their financial providers to stay forward today.

Moreover, most answers (83%) are focused on what they can control with their finances.

“Control implies the prioritization of predictability,” said Vishal Kapoor, SVP of the affirmation product. “That is why nearly half of the customers (49%) named” No surprise fee “as their main advantage when purchasing this year.

In addition to “no surprise tariffs”, just over two in five respondents (41%) indicated about interest-fault offers, and approximately one in three (35%) estimated the ability to spread payment over time with fire under it

Over a quarter (27%) highlighted the need for clear times when payments are second, while two in five (41%) highlighted a need to manage their budget with fixed payments.

All these advantages there again in what the answers consider it important when managing their money in the current economic climate – control, predictability and total clarity when managing their money.

“Customers want more clearly from their financial means. They want payment solutions that help them manage their budgets, avaid surprises and stay financially resilient,” Kapoor added. “This is exactly what we were built. From options like 0% April offer for predictable monthly payments, we are giving people greater flexibility and peace of mind while planning for the future.”

Survey Methodology:

Talker’s research surveyed 2,000 general American populations; The survey is ordered by the assertion and administered and carried out online by Talker Research between March 21-25, 2025.